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Dinah Speck

dinah@fittolivewell.com +1(727) 741-1990

$ 999,999

Est. payment | -/mo

3 Beds

3 Baths

3,750 SqFt

Save Virtual Tour

$ 999,999

Est. payment | -/mo

Save Virtual Tour

3 Beds

3 Baths

3,750 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,750 sqft

Price per Sqft $266

Subdivision Punta Gorda Isles Sec 04

MLS Listing ID C7530051

Bedrooms 3

Full Baths 3

HOA Y/N No

Year Built 1982

Annual Tax Amount $11,193

Lot Size 0.320 Acres

Acres 0.32

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

Some homes simply give you an address. This one gives you a lifestyle—and a story worth telling. From its circular driveway and distinctive architecture to the dramatic rooflines, rich woodwork and rooms that feel anything but ordinary, 2491 Palm Tree Drive is a waterfront home filled with character. An extended three-car garage provides plenty of room for vehicles, boating gear, storage or a workshop. Start your morning in the chef's kitchen, where generous counters, abundant cabinetry and an open connection to the main living area make cooking part of the conversation. Tucked away from the main gathering areas, the private library creates a quiet place to read, work or simply escape for a while. The Florida room brings the pool and water views into your everyday life. A new mini-split system installed in 2026 allows this room to function as comfortable indoor living space or open-air entertaining space whenever the weather invites you outside. It also provides access to the second-floor deck located just outside the primary bedroom. An easy-lift access hatch opens to this crow's-nest-style retreat—a private spot for morning coffee, evening sunsets or enjoying the view from above. Beyond the Florida room, the screened pool area becomes your private place to unwind. The pool was resurfaced in 2025 and upgraded with a saltwater system, while the surrounding deck was replaced the same year. From there, head to the water and enjoy direct boating access with no bridges between you and open water. Even better, the seawall is maintained by the City of Punta Gorda. Upstairs, the game room is full of personality, with warm wood finishes, architectural details and its own 2026 mini-split system. It is ready for movie nights, games, hobbies or a retreat that feels completely separate from the rest of the home. Major improvements include a new metal roof, ductwork and attic insulation in 2026, along with a whole-house water softener and reverse-osmosis drinking water in the kitchen. Here, weekends can begin with coffee above the water, move to an afternoon in the pool and end with friends gathered in a home designed for living and entertaining. Downtown Punta Gorda and Fishermen's Village are nearby, along with convenient access to Punta Gorda Airport and I-75. Distinctive, inviting and connected to the water, this is Florida living with a personality all its own.

Location

State FL

County Charlotte

Community Punta Gorda Isles Sec 04

Area 33950 - Punta Gorda

Zoning GS-3.5

Interior

Interior Features Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Stone Counters

Heating Electric, Other

Cooling Central Air

Flooring Ceramic Tile, Hardwood

Fireplaces Type Gas

Furnishings Unfurnished

Fireplace true

Appliance Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener

Laundry Outside

Exterior

Exterior Feature Balcony, Private Mailbox, Rain Gutters

Garage Spaces 3.0

Pool Deck, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure

Utilities Available Cable Available, Electricity Connected, Phone Available, Propane, Public

Waterfront Description Canal - Brackish

View Y/N Yes

Water Access Yes

Water Access Desc Bay/Harbor,Brackish Water,Canal - Brackish,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,River

Roof Type Metal

Attached Garage true

Exposure West

Garage true

Private Pool Yes

Building

Story 2

Entry Level Two

Foundation Slab

Lot Size Range 1/4 to less than 1/2

Sewer Public Sewer

Water Public

Structure Type Stucco,Frame

New Construction false

Others

Pets Allowed Yes

Senior Community No

Ownership Fee Simple

Acceptable Financing Cash, Conventional, FHA, VA Loan

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://my.matterport.com/show/?m=r1TtAotHjt5

Listed by Shari Smith LRC REALTY ADVISORS, INC

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+1(727) 741-1990

dinah@fittolivewell.com

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2491 PALM TREE DR Punta Gorda, FL 33950